For modern mortgage brokerages
Indie is the operating layer for mortgage brokerages. It automates the work between application and approval, so your LOs can close more loans and grow their business.
Conditional approval read and filed. Needs drafted from each condition and sent as one checklist.
One thing is blocking it.
Homeowner’s insurance is with Lindsey: the policy names the wrong mortgagee. Everything else the lender asked for is cleared.
The dilemma
A broker wins on choice. Every lender has a different portal, guideline set, and submission flow. So the limit on a top producer’s growth isn’t demand. It’s how many loans their operation can carry.
The architecture
The point of sale owns the application. The lender owns the underwrite. Indie owns the work between them — from file setup and document review through submission and conditions, across every lender your producers choose.
See it in action
Indie works like a teammate you hand files to. It sets up the loan, checks it before it goes to the lender, and keeps conditions moving until they clear.
Sellers accepted last night and everyone signed this morning. Contract attached. What do you need from us next?
Approved. Please clear the 5 conditions in the attached letter before closing documents go out.
A new operating model
Files used to move at the speed of whoever had time to open them. Indie keeps every file moving, handling the setup, the review and the condition clearing. Your team supervises from one view, drills into what is stuck, and makes the calls that need a person at the moment they matter.
Your docket, sliced by what needs you first
The result
Give your top producers a system that can power more closings, and a reason to build their business on your brokerage.
What every recruit is really asking
“Can I grow my business here?”
The setup, review, and condition work that caps a producer’s volume moves to Indie.
Files go to the lender ready the first time, and conditions clear as documents arrive.
LOs delegate core loan fulfillment functions instead of rebuilding operations around themselves.
Security
Indie is built from the ground up to the highest standards of information security and AI governance.
An independent CPA firm examined our controls. Request our SOC 2 report.
Borrower data is stored in U.S. data centers.
AI model providers don’t keep borrower data or use it to train their models.
Every connection uses TLS 1.3, and stored data is encrypted.
What Indie is
Indie pre-underwrites loan files, automates core loan-production workflows, and provides a common operating layer across wholesale lender systems.
Get in contact
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Sagaponack, New York
